UAE's Three-Layer Payment Stack: What Aani, Jaywan and the Digital Dirham Mean for Every Business Operating in the Region
UAE's Three-Layer Payment Stack: What Aani, Jaywan and the Digital Dirham Mean for Every Business Operating in the RegionUAE's Three-Layer Payment Stack: What Aani, Jaywan and the Digital Dirham Mean for Every Business Operating in the Region
UAE's three-layer payment stack — Aani, Jaywan and the Digital Dirham — represents the most comprehensive domestic payment infrastructure built by any GCC central bank in a single cycle.
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Punit Thakker
Executive Director — Fintech, Blockchain & Digital Assets, ASK Group · Founder, Drongo Ventures
Punit Thakker has spent more than two decades inside the machinery of payments. He started before it was called fintech — on the founding team that brought PayPal to India, when cross-border money movement still meant waiting days and hoping. Since then he has built acquiring businesses, launched QR payment rails across MENA, advised the Central Bank of the UAE on digital-asset and payments frameworks, and sat on both sides of the table in six fintech acquisitions.
Punit has spent more than two decades inside the machinery of payments — from the founding team that brought PayPal to India to advising the Central Bank of the UAE.
Punit advises on payments, digital assets and fintech strategy.
Let's talk fintech, digital assets or your next deal.
- Emailpunit@drongoventures.com
- LinkedInlinkedin.com/in/thakkerpunit
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