Serial fintech entrepreneur and strategic advisor. 20+ years building payments, digital banking and Web3 ventures across MENA, APAC and Europe - from PayPal India's founding team to running fintech, blockchain and digital assets for ASK Group today.
I've spent two decades on the inside of payments and digital finance - as a founding team member at PayPal India, an early director at Checkout.com, country leader at Telr, and a founding SVP at PayTabs through six acquisitions across the Middle East and Asia.
Today I split my time between building - as Executive Director of Fintech, Blockchain & Digital Assets at ASK Group, Managing Partner at Drongo Ventures, and Founder of Fracxn - and advising, as Senior Advisor for Financial Institutions at Kearney and a fintech M&A advisor to EBRD.
My work sits at the intersection of regulated payments, real-world asset tokenization and cross-border financial infrastructure - drafting licensing and AML frameworks with regulators like CBUAE, DIFC, ADGM, MAS and FINMA, and reviewing the smart contracts and custody architecture behind the funds and tokens they govern.
Six areas I return to across every mandate, from operator roles to advisory engagements.
Processing, issuing, alternative payment methods and BNPL - from pricing strategy to full-stack GTM launches.
RWA tokenization, dual-token architecture, custodial and omnibus account design, smart contract and security review.
Wallets, switches, soft POS and PSP infrastructure - including MENA's first closed-loop QR-based payment rail.
Buy-side and sell-side deal advisory, technology and financial due diligence, and negotiation through close.
Policy and legal opinion work with CBUAE, DIFC, ADGM, MAS, FINMA and MiCA - CMA, MSB, SPV and issuing/acquiring licenses.
Multi-country market entry, partnerships and commercial strategy, and embedded finance and lending infrastructure.
Led RWA tokenization launch in Japan, building the fund structure end to end on an SGD stablecoin - drafting policy, reviewing smart contracts and AML frameworks, and running tech due diligence for MAS compliance.
Advised Kearney and MBB groups on stablecoin procedures and cross-border remittance design, consulting 15+ companies across the UK, Europe, UAE, Geneva and USA.
Fintech advisor and subject matter expert to top VCs, CBUAE, DIFC and ADGM, drafting licenses and legal opinions for companies including PayMob, Checkout.com and OKX.
Financial advisor with EBRD and Kearney on digital wealth and portfolio management transformation, and buy-side deal advisory on Paymob's equity financing through EBRD.
Executed six buy-side acquisitions for PayTabs across UAE, KSA, Turkey, Oman, India and Jordan - spanning switch, processor, PSP, wallet, social commerce and SaaS targets.
Built MENA's first closed-loop QR-based payment rail and led real estate tokenization and funds technology implementation across Europe under MiCA, FINMA and Cayman structures.